I drive through the soulless early eighties executive
estate. This era hasn’t worn well. The mock Tudor timbers are flaked and
rotting where they haven’t been maintained properly. Any original windows are
tired, with the paltry-gapped double-glazing blown causing condensation or ugly
fogging to the glass. There are not enough parking spaces and the pavements are
littered with teenagers’ first cars. A battered and rusting selection of Ford
Kas, baby Peugeots and Renault Clios are strewn on either side, making it hard
to navigate the tight corners. Some of the larger homes have double garages but
the majority have narrow single units where the parents’ cars never make it
inside, let alone their grown-up children’s motors. Children who’ll be at home
until close to their fortieth birthday if the average age for a first time
buyer climbs much higher.
This is a matrimonial dispute and I’m meeting first one
party, then straight after the second. These are notoriously frosty affairs,
with any business to come a long way off at best by the time the lawyers have
battled over who gets what. I know what these homes are worth, but I’m betting
the two parties won’t agree with me. I have the evidence, it’s available
on-line and I’ve completed on two houses in adjacent roads in the last few
months. Of course at this vintage, many of the homes have had new kitchens and
bathrooms installed and a fair majority have replaced the developers cheap
window units. Some will sport unsightly conservatories on the back eating in to
the already parsimonious plot sizes and one side of this road, with the south
facing rears, is more favoured but I can still get the price about right. Not
that some competitors will be so honest. Overvaluing is still rife, with the
less professional practitioners inflating figures just to get a sole agency and
a for sale board - and more importantly control of the marketing.
‘We’re going to need to be quick mate.’ Says the man as
he looks anxiously at his watch. He is late-forties and driving a cheap model
BMW. I’m clearly not his mate, so he wants something from me. It doesn’t take
long. ‘Can you put the price in writing and make it as low as possible.’ This
rarely happens without a reason. ‘I’m thinking of buying her out.’ Explains the
man as we finish the cursory tour. The house is unloved and only the two kids’
bedrooms show any sign of attention. That’s if you call flat screen televisions
and Play Stations a mark of affection. If they really cared they wouldn’t be
separating. Despite all the self-help bullshit about it being best for the
children to go your separate ways, it’s a lie. I know.
The key scrapes in the door and I rise to greet the soon
to be ex-wife. It has been an uncomfortable ten minutes perched on the couch
waiting alone in the loveless house, just the ticking of a clock for company.
‘I suppose he’s long gone.’ Says the spurned woman icily, as I make my
introduction and just stop short of apologising for having a penis. She doesn’t
take long. The smile is unconvincing she’s clearly a bit out of practice.
‘Could you make your price as high as possible?’ She
urges. ‘And I need a copy to my solicitor.’ This is why we now call these
exercises market appraisals, not valuations. If they want to go to court to
argue the figures they should get a formal valuation from a Chartered Surveyor.
The surveyor will charge a fee, then come in to my office and ask what the
house is worth.
‘How long until I get your letter?’ Probes the woman,
then she can’t help herself. ‘Only I want the cheating bastard’s bollocks on a
plate.’ Momentarily I wonder if I’ve missed another chunk of female-focused
legislation. Some corrective law that gives positive discrimination in favour
of women wanting a scrotum-sac trophy along with the house and half his
pension. I feel a tightening in the nether regions and resolve to hang on to my
own home and balls and to stick to fantasy - or the free trial sessions
on-line.
It’s a hard job.
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Matrimonial and marketing advice, far cheaper than a lawyer - in property e-book:
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